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Make a request on our website and wait for response to e-mail within 15-30 minutes from the time of the request during business hours.

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What do I need to succeed at getting approved?
  • 18 or older
  • Bank account
  • Valid address
  • UK resident
  • Regular income
  • No bad history
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Representative APR: 79.5% (variable) Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%

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Representative APR: 79.5% (variable)

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%

Please read the terms and conditions of your loan agreement before applying.
*Subject to lender’s requirements and approval. Cash within 60 minutes is available but is dependent on if your bank accepts faster payments. If not, cash could take 24 to 48 to arrive.

The Perfect loans is a trading style of Cobain Digital Ltd and is entered on the Financial Services Register under reference number: 770276. Cobain Digital Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 713027.

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